Purchasing holiday insurance is highly useful because you never know if you might get injured or sick during your trip. At least you don’t have to worry about paying out more money in case something does go wrong.
Under 18’s go FREE with a paying adult, UK based 24-hour emergency helpline and full 14-day money back guarantee.
In order to pick the right insurance package, here are some of the questions you need to consider:
1. What does your insurance package cover? – Aside from medical policies, ask if there are some travel-related policies too. A few examples include coverage for lost documents, luggage, and trip delays or cancellations. If you have children, you can also ask if they are also insured.
2. What are some of the exclusions? – Some of the basics include pre-existing and congenital conditions and damage or losses caused by the insured. There are some holiday packages with age restrictions as well (the usual limit being 70). There are extra options that specifically cater for various age bands. There are also some specific packages designed for individuals with pre-existing conditions.
3. Are there packages designed for a specific type of holiday? – Let’s say that you are going on a skiing trip and you want to be covered for the injuries you might get from such activities. Fortunately, there is an insurance package that covers for winter sports activities. If you are just embarking on a regular holiday, then a single trip package will do for you.
These are just some of the basic questions to help you decide which holiday insurance package you need. For other questions, please check the specific pages on the Holiday Extras website.